1. Banks are not only places in which to save money or to   your financial business, but also institutions from which people can   money. Every day, people look to banks for loans, such as   for new homes. A loan is essentially a contract that binds the lender to a schedule of payments, so both parties should be   and not enter into the arrangement without thinking. Banks will look at such factors as how much people have saved towards a   in determining whether to make a loan.
Banks have different kinds of accounts. Some pay high quarterly  . Some accounts even severely   the number of times, if any, that you can access your account, or the amount of cash you can  .
Today, electronic banking can be used to check the   on an account, or to see if automatic   have been made. This can all be done from your home or office computer. When you go to the bank, be sure to bring identification. Usually a bank will only   a photo ID; a   is not a valid ID.