Read the following conversations and see how the new words are used.

[M]  In order to minimize risks, investors should maintain a diverse portfolio by putting their money into various industry investments.

[W] You mean, we should invest in natural resources, like oil, and manufacturing industries, like pharmaceuticals, for example?

[M]  Perhaps, Unless you are very aggressive, you don't want to have all your eggs in one basket.

[M] How did you make such wise and profitable investments?

[W] I never invested because I needed the money, so there was always less pressure.

[M] I hope my returns will be as good as yours some day.

[M] The experts seem to be changing their attitude about the stock market every day.

[W] You're right, one day I think I should pull my money out of foreign markets and the next day I'm not so sure.

[M]  You know what they say: over the long term, things tend to equal out and become more balanced.

[M]  I'm going to call human resources to change my level of contribution to my pension plan. I committed 5 percent of my salary but want to increase it.

[W] Are you happy with the fund that you are contributing to?

[M]  It's a rather conservative fund, but it's exceeding all of my expectations!